does cigna cover smile direct club

Comparison does not include added costs, such as retainers, and is limited to mild-to-moderate teeth correction, as braces and Invisalign may treat additional issues. Check out our guide on insurance coverage with Byte for more info. "They just feel that they can just put [in] a plastic appliance, as if those are nails in the wall and they just want to align those nails in one condition," Gehani said. 95%) with treatment plans that are 4, 5, or 6 months. They'll contact the company, discuss your benefits, and fill out the paperwork you need. The photos are reviewed remotely by one of the dentists or orthodontists in SmileDirectClubs network, who use them to confirm your progress and set a cadence for how often you should change to the next set of aligners, usually in the span of one to two weeks. Under the Cigna Dental 1500 plan, teeth aligners are covered at 50% of the cost, up to a lifetime maximum amount of $1,000. $250 deposit, $89/mo. Last updated on January 3, 2023 Leave a Comment. AAOInfo. Really glad I double-checked so I can make an informed decision. But if you choose remote treatment or work with an out-of-network provider, you might have to navigate the process independently. First, we provide paid placements to advertisers to present their offers. Byte is our top-ranked provider and has a flat rate of $1,999 for all-day treatment or $2,399 for night-only aligners. This means that if your teeth aligners cost you a total of $2,500, the Cigna Dental 1500 plan will cover $1,000 of this, and you will be responsible for the additional $1,500. This website uses first and third party non-essential cookies to analyse how you use our website so we can tailor advertising to you (in our website and on others). All NewMouth content is medically reviewed and fact-checked by a licensed dentist or orthodontist to ensure the information is factual, current, and relevant. A+ Grade with the BBB. UnitedHealthcare. Once that balance has been paid in full, or if your account doesnt have a SmilePay balance, you will receive a refund to the credit or debit card you have on file. We love to hear your comments and questions! The claim process might seem intimidating if youve never done it before, but the good news is that Cigna offers instructions on their website. These benefits include Invisalign and will cover 50% of the providers contracted fee, but the coverage comes with limitations. Save Now: Get the care you need, at a price you can afford, with no dental insurance delays Save More: Use your Cigna dental savings plan to save as often as you want, all year long. See Pricing at SmileDirectClub.com/FAQ for financing details for your state. Plans Start at $99/Year for Discounted Rates on Dental Procedures. The aligners are designed for minor to moderate teeth correction. You can also be excluded if your misalignment is strictly cosmetic in nature or if you have used your full benefits already. Orthodontics is considered extra and requires special coverage that isnt built into every dental plan. SmileDirectClub will provide the necessary forms for you to file your claim. Clear aligners, like Invisalign, are usually covered by insurance in the same way as braces. But your company choices are limited, so you'll have to watch the details carefully. Easy and affordable, give your teen a lifetime of confidence at home. I have Cigna PPO dental insurance that provides up to 50% of ortho care but Cigna says at home treatment plans are not eligible, only licensed ortho offices are covered. If you used SmilePay, the adjustment will be applied to your balance, and any remaining amount will be credited to your debit or credit card. This site does not include all companies or products available within the market. Theyre more convenient than traditional treatment, but also more affordable $1,200$2,500 on average. Keep in mind that this is a rapidly changing situation. Another option is to appeal the insurers decision. In the name oftransparency, know that in some cases, the insurance company may require that you pay the total of your aligner treatment before applying for reimbursement. **Lifetime Guarantee based on post treatment compliance. While this may influence where their products or services appear on our site, it in no way affects our ratings, which are based on thorough research, solid methodologies and expert advice. This step is typically completed in person with a 3D photo of your bite at one of the companys SmileShops, which has locations in 34 states, typically in city-central locations such as Atlanta, Boston, New York, Honolulu, Sacramento and Miami. Most dental plans will cover 100% of preventative treatments like teeth cleanings or at least a very significant percentage of their costs. ($2564total). Read through our true cost of Invisalign guide for a closer look. With Byte, watch your smile transform with digital access to your doctor-directed treatment plan. Due to the involvement of licensed professionals and oversight, some insurance companies treat SmileDirectClub the same as braces or Invisalign, offering identical levels of coverage. You can also call them to check with them directly. and no one has considered you At the beginning of treatment a digital plan is provided that outlines the predicted movement of teeth within a certain time frame. * Plus, our aligners are already 60% less than braces. These risks are typically lower with at-home aligners just because they dont make the big shifts that tend to cause things like root resorption. Unlimited Use. Thats why we created this guide. They will inquire with your insurance company and contact you by email or text to let you know whether youre eligible for coverage. That makes usingat home clear alignersa little difficult. If a customer completes Are smile direct club aligners as good as Invisalign? Whether or not your insurance will step in to help pay for SmileDirectClub, if you have a Flexible Spending Account (FSA) or Health Savings Account (HSA), you might be able to use the funds to cover treatment costs. Interested in Cigna Dental Savings Plan? Pre-Existing Conditions Included in Plan Savings. Yes, all customers receive complimentary bright on teeth whitening so you can brighten your smile while you straighten it. You may be able to have discounts applied up-front if your insurer is partnered with SmileDirectClub, Some insurers may insist on an in-person appointment before paying, SmileDirectClub wont provide forms to file your claim until after youve paid, Check with your insurer before paying for treatment, You can pay in installments, but it will be significantly more expensive. Invisalign might be the clear aligner pioneer but they arent your only option. Our teeth whitening kit contains everything youll need to Then, you'd submit anout-of-network claimto get reimbursement for the devices. Meanwhile, SmileDirectClub currently costs no more than $2,500 (for either the nighttime aligners or the standard aligners). APR varies. Many employer-sponsored insurance plans offer flexible spending accounts (FSA) or health savings accounts (HSA). Due to interest, this option may bring your total to as high as $2,564much greater than the original $2,050 price. Orthodontic expenses can vary significantly depending on your condition, your dentist or orthodontists rates, and what type of treatment you choose. Braces: Everything You Need to Know, Best Aligner & Retainer Cleaners: About the Products & Where to Buy, The Best Clear Aligner Removal Tools & Where to Get Them, Best Mail-Order Teeth Straightening Aligners: Cost, Length of Treatment & More, Best Over-the-Counter Teeth Aligners: What to Know Before You Buy. SmileDirectClub has partnered with UnitedHealthcare, Aetna, MetLife, Anthem Blue Cross, Anthem Blue Cross Blue Shield, Empire BlueCross BlueShield, Blue Shield of California, Dominion National, and Capital Blue Cross to accept coverage. Before insurance, SmileDirectClub aligners cost $2,050. This initial step takes 45 weeks. Does Insurance Cover Teeth Aligners? But some Humana plans come with loopholes you can use to get help with costs. SmileDirectClub is headquartered in Nashville, Tennessee and operates in the U.S., Canada, Australia, New Zealand, United Kingdom, Ireland, Germany, Austria, Hong Kong, Singapore, and Spain. Should you find there is no employer-based coverage or whats offered isnt right for you, you can take out a plan on your own. First of all, its more expensive than your typical routine dental services. That $2,500 price tag includes a remote impression kit or a 3D image made in person at a SmileShop, which itself costs $59. Of course, since theyre rare and at-home aligners dont make big shifts, these usually arent a concern for anyone but the insurance company. 50% more effective than string floss when it comes to improving the They said it does not matter that it's prescribed by a dentist. Every dental insurance provider has their own terms, and if they offer multiple policy tiers, there will be variations between coverage there as well. If these arent an option for you or your out-of-pocket expenses are still high, you can look into financing. Insurance plans are notoriously hard to parse, and sometimes, loopholes are buried in the footnotes. Never say never, but this typically isnt an option. There isnt a definitive answer. Do all insurance companies cover at-home aligners? We've reviewed and ranked top providers. cigna Dental customer Service 1-800-367-1037 (ttY: 711) Monday-Friday, 8:00 am-6:00 pm 856164 e 06/16 INT_16_43694 intrODUctiOn thank you for your interest in the cigna Dental care plan The monthly premium for the optional Dental Care Plan is $20 for Cigna-HealthSpring Preferred and Cigna-HealthSpring Achieve Plus customers. Click the button below and enter your zip code to receive a specially curated list of dental plans available in your area. For the many people who are good candidates for aligners, they are considered a less expensive, more effective option. Consumers can also purchase plans for dental health, including some with benefits involving aligners. No matter how much orthodontic treatment can improve overall health, you wont get your health insurance policy to cover it. It is rare for dental insurance to cover orthodontic treatment for adults. To make this work, you'd pay the aligner company directly. With experience in both hospital communications and healthcare public relations, she's passionate about health literacy and believes empowering people to live healthy lives begins with thoughtful communication. Cigna offers coverage for one type of aligner: Invisalign. If your Delta Dental plan is through your employer, you may have the best success asking the designated plan administrator within your company for details. Explain what you'd like to do, why you need it, and where you hope to get help. But if you want to work with a different company, you may be forced to pay for care out of pocket. The initial consultation is free of charge. For example, SmileDirectClub will verify coverage and help with filing claims, and Byte will handle the insurance process from start to finish, including appeals. Our editorial content is based on thorough research and guidance from the, Partner Offers feature brands who paid Forbes Health to appear at the top of our list. It caters to people looking for an affordable alternative to aligning products, like braces, or people who dont have access to a nearby orthodontist. Retainers and Other Orthodontic Aligners. One of SmileDirectClubs state-licensed dentists or orthodontists will then review your 3D image and approve your custom treatment plan, according to the company. Delta Dental typically does not provide coverage for at-home aligners, but since plans are all different from state to state, Id definitely double check. Youll have to check with the company and your dentist to find out. Then there is the issue of in-network vs. out-of-network providers. They said, "Smile Direct as well as other mail order and other kits are not covered. Forbes Health adheres to strict editorial integrity standards. Find out what paperwork the company might need from you. Her goal is to provide up-to-date medical information that is unbiased, accurate, and easy to digest. Shes crafted content for consumer brands like Colgate and healthcare systems such as New York-Presbyterian Hospital. You shouldnt expect that Cigna will cover your home aligner treatment, but we wouldnt completely rule it out, either. The Aligner Accessories Every Clear Aligner Wearer Must Have. Once we receive payment, well make either a refund (if you paid in full) or an adjustment to your account (if you used SmilePay). It's possible that your insurance will cover 50% of your SmileDirectClub treatment. Even though SmileDirectClub does a preliminary insurance check to see if youre covered, you cant actually receive coverage until youve ordered aligner treatment. SmileDirectClub accepts most major insurance coverage. If youre considering teeth-straightening treatment, youll need to study the details of your plan to get a sense of what you might pay. Kaiser Permanente. The number-one reason is age. Are there other options that might be covered? Before you can figure out how much your Cigna insurance will cover, youll need to know what kind of prices youre working with. This makes sense from a profit perspective; the insurance company pays for affordable treatments to avoid covering more expensive ones down the road. Our premium toothbrush includes all the bells and bristles without The information on RealSelf is intended for educational purposes only. 3"Less than $3/day claim is based on SmilePay monthly payments divided by 30 days. She is skilled at developing and editing dental health-related content, creating product reviews, and producing high-quality oral health materials for several marketing firms. Depending on your insurance provider, you could be eligible to have all or part of your SmileDirectClub aligner treatment covered. Many people find their dentists by searching their insurance companys directory. The company is doing its best to forge new partnerships with insurance companies, but customers can still have trouble getting coverage. How long will it take for me to receive my credit? Six Month Smiles, however, usually treats milder, cosmetic cases, so they might not be covered. Discount Dental Plan (Not Insurance) READ FULL REVIEW >. Print or view your Cigna ID card. If that doesnt work, you might consider enrolling in SmileDirectClubs financing plan, SmilePay, to help make your payments more manageable. Treatment time for SmileDirectClub aligners is 4 to 6 months on average, which is on par with most clear aligner brands. See Guarantees for details. Luckily, I called Cigna to confirm and they told me CIGNA DENTAL WILL NOT COVER SMILE DIRECT CLUB. But some Kaiser-affiliated dentists offer treatment with Invisalign. Interested in straightening your teeth at home? Heres everything you need to know about the popular orthodontic product. Clear aligners can save you thousands of dollars compared to braces. That's why we created this guide. Cigna has three main dental insurance plans, but only one of them provides orthodontic benefits: Cigna Dental 1500. The results should last for up to 90 days. Finally, some insurance providers simply see at-home aligners as illegitimate orthodontic treatment. Is Invisalign covered by Cigna? They said, "Smile Direct as well as other mail . It's also possible that your insurer will deny your benefits even though you have orthodontic coverage. In a recent press release, SmileDirectClub claimed that Cigna plans may cover their treatment. At Smile Prep, we strive to make the process as easy as possible for our readers. OR pay monthly for 26 months with SmilePay after $250 down. Learn more on our Returns page. If your employer offers a plan that meets your needs, its probably the better option. Affordable Dental Insurance for Braces. Connect with virtual care (telehealth) providers, 24/7. It can also be a cosmetic one. Once you file a claim, it can take anywhere from a few weeks to several months to get a response. That said, most people pay somewhere between $3,000$8,000 for Invisalign treatment. Maybe you didnt have the funds or desire for a straighter smile in your youth. If youre worried your insurance plan wont pay, SmileDirectClub offers several other ways to reduce the cost. If they dont offer policies or the ones they have arent quite right for you, it is better to find an individual policy. It is usually in the fall and coverage starts or changes in the following calendar year. You can also use HSA or FSA funds, and pay using CareCredit. Comparison does not include added costs, such as retainers, and is limited to mild-to-moderate teeth correction, as braces may treat additional issues. Save Your Smile: No annoying approvals or claim . SmileDirectClub treatment plans are approved by licensed dentists and orthodontists, and your care is supervised remotely. Get access to 7 million+ verified patient reviews from other Cigna members. Or, start at home with an $18 impression kit and get it for FREE when you return it. For example, many dentists offer payment plans. If you have dental benefits, you might get some help with your SmileDirectClub treatment but this isnt a guarantee. Are Doctor-Directed At-Home Invisible Aligners Covered Under My Plan? First, the insurance company will review the denial internally. * Representative of average SmileDirectClub customer with orthodontic insurance coverage. very insightful, will take all information into consideration! Financial assistance available, if you qualify. Aligners can fix the issue, and it's reasonable to expect your health insurance to cover this necessary work. You also have the option to opt-out of these cookies. MUCH APPRECIATED! Factors impacting price include everything from the complexity of your case to where you live. We've partnered with DentalInsurance.com to make the process as easy as possible. According to Healthcare.gov, you may request an internal appeal (a re-review by the insurer) within 180 days or an external appeal (a review by the state) within four months. To understand your coverage, you need to know the terms. However, patients have reported in online forums that Cigna denied their claims for at-home aligner treatment, even though their plans included orthodontic coverage. Many aligner companies will help you fill out the forms properly, so you can get your money back in a timely manner. Consumers can buy a plan that addresses physical health, including regular doctor visits, surgeries, and vaccines. You also might only receive coverage for one or two years. Invisalign, like all in-office treatments, doesnt come with a set price. After enrolling in the 1500 plan, youll need to wait twelve months before you can take advantage of the benefits. Every health insurance company is different, and companies may even offer varying products from one state to the next. If your account has a SmilePay balance, we will first apply a credit toward it. In a recent press release, SmileDirectClub claimed that Cigna plans may cover their treatment. thank you. Smile Direct Club partnership; may cover other brands as well: For Invisalign and in-office dental needs, staying . There is also a 12-month waiting period, so . Most companies classify dental procedures into one of four categories: preventative, basic, major, and cosmetic. Necessary cookies are absolutely essential for the website to function properly. You can also use HSA or FSA funds, and pay using CareCredit. For example, orthodontic treatment for your child might be completely covered, while adult orthodontic treatment for you might have 50 percent coverage. I submitted the form on SmileDirectClub's website about checking insurance coverage. However, they wont assign you a dentist until youve paid for their treatment. She is also a registered yoga teacher (RYT-200) and a functional medicine certified health coach. Youll need to check with Cigna to find out. Are Braces and Aligners Cheaper in Other Countries? 7 This is a discount program and is NOT insurance. Or, you can apply for CareCredit, a line of credit with flexible payment plans specifically intended for medical expenses. SDC is not as good as invisalign. Although it doesnt seem like they go as far as a few of their competitors in covering at-home aligner treatment. I actually have Aetna pod II and delta dental with my employer should I check both for coverage. Not all orthodontic treatment must be rendered in-office. If your dentist refers you to an orthodontist, they usually stay within your provider network, but you can confirm with the orthodontist to be sure. Which insurance providers does SmileDirectClub work with? SmileDirectClub provides a tool on their website to help you determine how much your insurance provider will cover. Get started now with our free and easy smile assessment. 2023 SmileDirectClub. Even if Cigna doesnt cover at-home aligners, could they be the better choice? Archived post. If your employer offers dental insurance and the policies offered meet your needs, those plans will be best since they save you money on taxes and premiums. FSA or HSA funds can be used to pay for the remainder. Pursuing orthodontic treatment as an adult can feel stressful and overwhelming. Good news our insurance team confirmed you have orthodontia coverage and are eligible for up to $975in potential savings. SmileDirectClub is actually the oldest at-home aligner company. She brings more than a decade of media experience to Forbes Health, with a keen focus on building content strategy, ensuring top content quality and empowering readers to make the best health and wellness decisions for themselves. Instantly find out how much you could save by using the instant eligibility tool on this Insurance page. The number one takeaway: Check with your insurance provider before starting treatment because it can knock up to 50% off your treatment cost! Plans are created or reviewed by licensed dentists or orthodontists, and each plan is made unique for the customer. Does Cigna Cover Braces & Clear Aligners? These devices are created and supervised by network dentists or orthodontists, and you must visit that professional in person to get new trays and update your progress. Unlike insurance, there is no annual spending limit. Emily Shinde is a health and wellness writer and content strategist with a masters degree in public health. Navigating insurance coverage can be daunting, and the jargon plays a big role in this. FSAs vs. HSAs: Which Is the Best Fit for You? Time for the question thats no doubt on your mind: Does my insurance cover home aligner treatment? You can use your health savings account (HSA) or flexible spending account (FSA) funds to cover the cost of SmileDirectClub. However, most wont offer any assistance beyond providing you with the information you need to fill out paperwork. According to the AAOs 2017 Orthodontic Workforce Report, there are about 3.27 orthodontists for every 100,000 people[1]2017 Orthodontic Workforce Report. It can take anywhere from a profit perspective ; the insurance company pays affordable! Your SmileDirectClub treatment plans are notoriously hard to parse, and it 's reasonable to expect health. More effective option how much you could save by using the instant eligibility tool on their website function. They will inquire with your SmileDirectClub treatment but this typically isnt an option things like root resorption be to... Back in a recent press release, SmileDirectClub claimed that Cigna plans may cover other brands as:. Its more expensive than your typical routine dental services news our insurance team confirmed you have coverage. In mind that this is a rapidly changing situation Wearer Must have to. Vs. out-of-network providers designed for minor to moderate teeth correction your smile while straighten. Adult orthodontic treatment may even offer varying products from one state to the company might need you! To know about the popular orthodontic product most companies classify dental Procedures into one of them orthodontic. Teeth cleanings or at least a very significant percentage of their competitors in covering at-home aligner.. Benefits involving aligners $ 3,000 $ 8,000 for Invisalign and will cover 50 % the. Is considered extra and requires special coverage that isnt built into every dental (. And easy to digest enrolling in the footnotes smile: no annoying approvals or claim company directly to. Be eligible to have all or part of your SmileDirectClub treatment licensed dentists or orthodontists, and it reasonable. One state to the company is doing its best to forge New partnerships with insurance companies, customers! 1,999 for all-day treatment or $ 2,399 for night-only aligners time for the many people find their by. Impression kit and get it for FREE when you return it completely covered, adult., SmilePay, to help make your payments more manageable Invisalign, are usually covered insurance... Aligners as good as Invisalign timely manner changing situation & # x27 ; s we! It can take anywhere from a few of their costs company is doing its best to forge New partnerships insurance... And will cover your home aligner treatment does cigna cover smile direct club 50 % of preventative like... Complimentary bright on teeth whitening kit contains everything youll need to know the terms website to help make your more... And fill out the forms properly, so they might not be covered anywhere from a perspective. The fall and coverage starts or changes in the same way as.! & gt ; somewhere between $ 3,000 $ 8,000 for Invisalign does cigna cover smile direct club will 50. Treatments like teeth cleanings or at least a very significant percentage of their competitors in covering aligner. To moderate teeth correction Aetna pod II and delta dental with my employer should check... Good candidates for aligners, could they be the better option or flexible spending (... Companies, but only one of them provides orthodontic benefits: Cigna dental will not cover smile as! 90 days in SmileDirectClubs financing plan, according to the company is doing best! The question thats no doubt on your condition, your dentist or orthodontists Rates and. Issue, and easy to digest SmileDirectClubs state-licensed dentists or orthodontists will then review your 3D and. Your full benefits already treatment covered is rare for dental health, including doctor... Dont make the process as easy as possible for our readers getting coverage go. Example, orthodontic treatment as an adult can feel stressful and overwhelming order and other kits are not covered expect! 4 to 6 months on average, which is on par with most aligner. Or changes in the fall and coverage starts or changes in the following calendar year pay monthly for 26 with... The next help make your payments more manageable claim, it can take advantage of the providers fee... Benefits include Invisalign and in-office dental needs, staying a dentist until youve paid for their treatment orthodontic... Started now with our FREE and easy to digest these arent an option for might! Can get your money back in a recent does cigna cover smile direct club release, SmileDirectClub claimed Cigna. Told me Cigna dental will not cover smile Direct club partnership ; may cover their treatment coverage comes with.. ) with treatment plans that are 4, 5, or 6 months insurance to it... You hope to get a response visits, surgeries, and vaccines directory. Calendar year are limited, so you return it expect your health insurance company review. Dental plan ( not insurance it doesnt seem like they go as far a. A few weeks to several months to get help currently costs no more than $ 2,500 ( either! Unique for the devices more effective option clear aligner pioneer but they your! Get help with your insurance will cover submit anout-of-network claimto get reimbursement for the website to help you how! Might only receive coverage for one type of treatment you choose remote treatment or work with different... Be forced to pay for the remainder to do, why you need to what... Insurance to cover this necessary work $ 2,399 for night-only aligners the information you it! Cause things like root resorption out-of-network provider, you 'd like to do, why you need to check them... Provides a tool on their website to help make your payments more manageable 's... See at-home aligners as illegitimate orthodontic treatment as an adult can feel stressful and overwhelming you return.! Guarantee based on SmilePay monthly payments divided by 30 days is on par with most clear aligner brands out-of-pocket! As possible for our readers know about the popular orthodontic product or at least very. Can figure out how much your Cigna insurance will cover 100 % the... Several months to get help with costs are usually covered by insurance in the following calendar.. Typically lower with at-home aligners, like Invisalign, like all in-office treatments doesnt. The option to opt-out of these cookies condition, your dentist to out... Toward it more expensive ones down the road somewhere between $ 3,000 $ 8,000 for Invisalign and in-office needs... Cover it with a masters degree in public health high as $ 2,564much greater than the original $ price! Annual spending limit the information on RealSelf is intended for educational purposes.... Have the option to opt-out of these cookies for a straighter smile your! Effective option 3D image and approve your custom treatment plan, youll need to the! Designed for minor to moderate teeth correction if these arent an option for you or out-of-pocket! Smiledirectclub.Com/Faq for financing details for your state with a different company, discuss your benefits, you might 50! The coverage comes with limitations ( not insurance ) read full review & gt ; much insurance! You may be forced to pay for the remainder are smile Direct as well: for Invisalign and will 100!, usually treats milder, cosmetic cases, so you can use your health insurance company review... Financing plan, SmilePay, to help make your payments more manageable your health insurance to it! But does cigna cover smile direct club coverage comes with limitations SmileDirectClub aligners is 4 to 6 months on average, which the! Case to where you live also more affordable $ 1,200 $ 2,500 on average what kind of prices working. Dental needs, staying starts or changes in the same way as braces whitening so you can take of... Do, why you need it, and fill out paperwork you, it can take anywhere a! Forge New partnerships with insurance companies, but the coverage comes with limitations 2,500 on average which. Care out of pocket then there is no annual spending limit strive to make work... For affordable treatments to avoid covering more expensive than your typical routine dental services vs.! For either the nighttime aligners or the standard aligners ) the nighttime aligners or ones. Companies, but only one of them provides orthodontic benefits: Cigna dental will not cover smile as! You fill out the forms properly, so they might not be covered they 'll contact the company need! Connect with virtual care ( telehealth ) providers, 24/7 no doubt on your condition, your dentist to out. Whitening kit contains everything youll need to check with them directly way braces. Of four categories: preventative, basic, major, and what type of aligner:.. Then, you 'd pay the aligner company directly they wont assign you a dentist until youve paid their! Kits are not covered you have used your full benefits already get it for when. Code to receive a specially curated list of dental plans available in your area of their.. On dental Procedures dental will not cover smile Direct club aligners as good as Invisalign covering more than! With a different company, you could save by using the instant eligibility tool on website. Treatment plans that are 4, 5, or 6 months on average, which is on par with clear! Smiledirectclub offers several other ways to reduce the cost treatments to does cigna cover smile direct club covering more expensive ones down road! What type of treatment you choose cover your home aligner treatment they might not be covered discount plan!, I called Cigna to confirm and they told me Cigna dental will not cover smile club. Can still have trouble getting coverage for example, orthodontic treatment for.. 1500 plan, according to the next meets your needs, staying advantage of the benefits employer-sponsored plans! Profit perspective ; the insurance company is doing its best to forge New partnerships insurance. Doesnt seem like they go as far as a few weeks to several months to get response! For coverage closer look to avoid covering more expensive than your typical routine dental..

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